At LTH Financial, we specialize in helping families navigate life’s uncertainties through strategic insurance planning. Whether you’re a new homeowner or planning for final expenses, we offer coverage that’s built around your values.
If something unexpected happens, your mortgage won’t become your family’s burden. Mortgage protection insurance helps pay off or cover your mortgage so your loved ones can stay in their home—safe, secure, and stable.
Term life insurance provides coverage for a set period—typically 10, 20, or 30 years—and is often used to protect things like a mortgage.
Many of our clients are approved the same day they apply. Some policies offer instant or next-day approval with no medical exam required. More complex cases may take 5–10 business days depending on underwriting, but we’ll keep you updated every step of the way.
Not always. We work with multiple carriers that offer no-exam and simplified issue policies. These are perfect for mortgage protection or final expense coverage and only require a brief health questionnaire.
Fill out the form below, and I’ll personally reach out to walk you through the best insurance options for your needs—no pressure, just clarity. Whether it’s mortgage protection, final expense, or both, we’ll find what fits.